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Thrive Without Sacrifice
Thrive CFO
About
Podcast
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March 27, 2026
Small Business, Financial Health, Cashflow, Business Growth
Jen Lowes
Could Emerge Business replace your business ...

Could Emerge Business replace your current business bank account? It launched as a fees-free alternative to traditional banking, with real-time Xero integration and instant team expense cards - no more petty cash or expense reimbursements.

We've been using it since launch and it's genuinely one of the better tools we've seen for NZ businesses. Check out our overview here.

Could Emerge Business replace your business bank accounts?
June 28, 2023
Small Business, Mindset, Business Growth
Karen Woller
How to Delegate Effectively as You Scale Your ...

As your small business grows, demands on your time increase. It's important to delegate tasks to others, such as team members, contractors, or freelancers, so you have the time to focus on critical aspects of your business and continue to grow.

How to Delegate Effectively as You Scale Your Business
June 14, 2023
Business Growth, Small Business
Karen Woller
How to Build A Strong and Successful Team

Team work makes the dream work, or so the saying goes, but there’s a lot more to building a team than hiring a few talented individuals. A strong and united team is essential for the growth of your business, but powerful teams don’t happen by accident. It’s vital that you invest time and effort into building a team that can propel your business towards success.

How to Build A Strong and Successful Team
May 31, 2023
Financial Health, Cashflow
Karen Woller
Why It’s Important to Separate Your Personal ...

Separating your personal and business finances is a must for any new business owner.

Why It’s Important to Separate Your Personal and Business Finances
May 24, 2023
Financial Health, Business Growth
Karen Woller
7 Warning Signs Your Business is in Financial ...

Recognizing the warning signs of financial distress is crucial for a business's survival. Our latest blog covers the top seven red flags and actionable solutions.

7 Warning Signs Your Business is in Financial Distress
Karen Woller
September 23, 2020
Mindset, Small Business

Surround yourself with champions

Karen Woller
September 23, 2020
Mindset, Small Business
Surround yourself with champions

“You’re the average of the five people you spend most of your time with.” It pays to think about who your top five are – they are playing a part in determining how you think, act, and ultimately how successful you’ll become.

Karen Woller
September 18, 2020
Small Business

Step 7 of Building a Better Business

Karen Woller
September 18, 2020
Small Business
Step 7 of Building a Better Business

Do you find yourself setting goals but struggling to achieve them? Need accountability? A bit like a personal trainer for your business; find someone independent who’ll hold you to account and ensure you reach your endgame! #BuildABetterBusiness #10Steps

Karen Woller
September 16, 2020
Cashflow, Planning

How to use forecasts and scenario planning

Karen Woller
September 16, 2020
Cashflow, Planning
How to use forecasts and scenario planning

Want to control the destiny of your company? If you’re only looking back at historic numbers, you limit the insights you’ll gain. Forecasting highlights your future threats and opportunities – and creates a proactive strategy for the future. 

Karen Woller
September 11, 2020
Small Business

Step 6 of Building a Better Business

Karen Woller
September 11, 2020
Small Business
Step 6 of Building a Better Business

Are there signs of toxicity in your business? A toxic workplace culture will inhibit the success of your business. We can help you be a better leader and build a stronger culture - get in touch!

Karen Woller
September 9, 2020
Small Business

Five Ways to Boost Mental Wellbeing at Work

Karen Woller
September 9, 2020
Small Business
Five Ways to Boost Mental Wellbeing at Work

Employees who believe their employers care about their wellbeing have been shown to be more engaged at work than others. Talk to us about ways you can build a supportive work environment for your team.

Karen Woller
September 4, 2020
Small Business

Step 5 of Building a Better Business

Karen Woller
September 4, 2020
Small Business
Step 5 of Building a Better Business

Are you the bottleneck in your business? How many departments are you leading? How well are you really leading them? Get the right organisation structure in place and you’ll free up your time and reduce stress.

Karen Woller
September 2, 2020
Small Business, Mindset

Business stress keeping you awake at night?

Karen Woller
September 2, 2020
Small Business, Mindset
Business stress keeping you awake at night?

“The goal isn’t more money. The goal is living life on your terms.” Owning a business is stressful. We want to help you reduce your stress levels so you can sleep better at night and live life on your terms.

Karen Woller
August 28, 2020
Small Business, Planning

Step 4 of Building a Better Business

Karen Woller
August 28, 2020
Small Business, Planning
Step 4 of Building a Better Business

Don’t be a slave to your business! Create a plan so you can extract exactly what you want from your business. Need help developing your Business Plan or being held accountable to achieving your goals? We can help!

Karen Woller
August 26, 2020
Small Business, Planning

Step 3 of Building a Better Business

Karen Woller
August 26, 2020
Small Business, Planning
Step 3 of Building a Better Business

What keeps you awake at night? Reflecting on your business’s vulnerabilities and defining - warts and all - where your business is now, is a crucial step to #BuildABetterBusiness. Knowing your starting point will clarify how you will get to your endgame.

Karen Woller
August 21, 2020
Small Business

Step 2 of Building a Better Business

Karen Woller
August 21, 2020
Small Business
Step 2 of Building a Better Business

As Mahatma Ghandi said, “Learn as if you were to live forever”. Being open to change and new learning is an essential part of building a better business. Where could you extend your knowledge? Set a target and get learning!

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