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Work With Us
Thrive Without Sacrifice
Thrive CFO
About
Podcast
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March 27, 2026
Small Business, Financial Health, Cashflow, Business Growth
Jen Lowes
Could Emerge Business replace your business ...

Could Emerge Business replace your current business bank account? It launched as a fees-free alternative to traditional banking, with real-time Xero integration and instant team expense cards - no more petty cash or expense reimbursements.

We've been using it since launch and it's genuinely one of the better tools we've seen for NZ businesses. Check out our overview here.

Could Emerge Business replace your business bank accounts?
June 28, 2023
Small Business, Mindset, Business Growth
Karen Woller
How to Delegate Effectively as You Scale Your ...

As your small business grows, demands on your time increase. It's important to delegate tasks to others, such as team members, contractors, or freelancers, so you have the time to focus on critical aspects of your business and continue to grow.

How to Delegate Effectively as You Scale Your Business
June 14, 2023
Business Growth, Small Business
Karen Woller
How to Build A Strong and Successful Team

Team work makes the dream work, or so the saying goes, but there’s a lot more to building a team than hiring a few talented individuals. A strong and united team is essential for the growth of your business, but powerful teams don’t happen by accident. It’s vital that you invest time and effort into building a team that can propel your business towards success.

How to Build A Strong and Successful Team
May 31, 2023
Financial Health, Cashflow
Karen Woller
Why It’s Important to Separate Your Personal ...

Separating your personal and business finances is a must for any new business owner.

Why It’s Important to Separate Your Personal and Business Finances
May 24, 2023
Financial Health, Business Growth
Karen Woller
7 Warning Signs Your Business is in Financial ...

Recognizing the warning signs of financial distress is crucial for a business's survival. Our latest blog covers the top seven red flags and actionable solutions.

7 Warning Signs Your Business is in Financial Distress
Karen Woller
July 10, 2020
Planning, Cashflow

What do you want from your business?

Karen Woller
July 10, 2020
Planning, Cashflow
What do you want from your business?

Temporarily trimming what you take personally from your business will boost your business recovery. Contact us for our free personal budgeting template to reduce the strain and improve your cashflow as you rebuild post COVID-19.

Karen Woller
July 8, 2020
Cashflow

Maximising your Cash Reserves

Karen Woller
July 8, 2020
Cashflow
Maximising your Cash Reserves

If the #Covid-19 crisis highlighted the inadequacy of the cash reserves in your business, you must implement strategies replenish your reserves and ensure you have enough cash to sustain your business. We can help!

Karen Woller
July 3, 2020
Small Business

Efficiency through Automation

Karen Woller
July 3, 2020
Small Business
Efficiency through Automation

Technology can be transformative: improving leverage, consistency, efficiency, risk management, induction and training, scalability and saleability. What software have you adopted #PostCovid as part of your #BusinessRecovery Plan?

Karen Woller
July 1, 2020
Planning

Reinventing your product and service offering post COVID

Karen Woller
July 1, 2020
Planning
Reinventing your product and service offering post COVID

How will you innovate, re-engineer, adapt or widen your lane #PostCovid? From tech adoption to product dev and blowing up stale processes; a crisis forces change. How are you innovating for your #BusinessRecovery?

Karen Woller
June 26, 2020
Cashflow

Keeping your cashflow strong in tough times

Karen Woller
June 26, 2020
Cashflow
Keeping your cashflow strong in tough times

Weathering the storm? Small businesses are particularly vulnerable in tough economic times. We can help with strategies for healthy cash flow, so you can continue to thrive.

Karen Woller
June 24, 2020
Small Business

Understanding who your customers are is essential for your business

Karen Woller
June 24, 2020
Small Business
Understanding who your customers are is essential for your business

Knowing and understanding your customers is key to successful marketing and can give you a profitable advantage. Take some time now to understand your valued customers and you'll be more likely to attract more.

Karen Woller
June 19, 2020
Small Business

Not Just a Numbers Game

Karen Woller
June 19, 2020
Small Business
Not Just a Numbers Game

Business accounting used to be pretty simple. An accountant was your numbers person, but not necessarily involved in the other parts of your business. That’s all changed, particularly for small to medium businesses. Now, a good accountant should be doing far more than just the numbers.

Karen Woller
June 17, 2020
Mindset

How to say no if you’re a yes person!

Karen Woller
June 17, 2020
Mindset
How to say no if you’re a yes person!

According to Paul Graham, “We’ll increasingly be defined by what we say no to”. Being clear on your Vision, Goals and priorities makes it much easier to say no to things that don’t contribute to your Plan - enabling you to say yes to the right things!

Karen Woller
June 12, 2020
Small Business, Financial Health

Dealing with Uncertainty - Tips for Business Owners

Karen Woller
June 12, 2020
Small Business, Financial Health
Dealing with Uncertainty - Tips for Business Owners

Uncertain about the impact of COVID-19 on your business? We’ll help to remove some of the uncertainty with a strategy that prepares you for a post-coronavirus market.

Karen Woller
June 10, 2020
Small Business, Mindset

Lessons learned in lockdown – for your business and life

Karen Woller
June 10, 2020
Small Business, Mindset
Lessons learned in lockdown – for your business and life

Lockdown was tough and continues to impact businesses. For some, it uncovered new priorities though. What lessons did you learn from this enforced period of business shutdown? And what will you be continuing in the 'new normal'?

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