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Work With Us
Thrive Without Sacrifice
Thrive CFO
About
Podcast
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March 27, 2026
Small Business, Financial Health, Cashflow, Business Growth
Jen Lowes
Could Emerge Business replace your business ...

Could Emerge Business replace your current business bank account? It launched as a fees-free alternative to traditional banking, with real-time Xero integration and instant team expense cards - no more petty cash or expense reimbursements.

We've been using it since launch and it's genuinely one of the better tools we've seen for NZ businesses. Check out our overview here.

Could Emerge Business replace your business bank accounts?
June 28, 2023
Small Business, Mindset, Business Growth
Karen Woller
How to Delegate Effectively as You Scale Your ...

As your small business grows, demands on your time increase. It's important to delegate tasks to others, such as team members, contractors, or freelancers, so you have the time to focus on critical aspects of your business and continue to grow.

How to Delegate Effectively as You Scale Your Business
June 14, 2023
Business Growth, Small Business
Karen Woller
How to Build A Strong and Successful Team

Team work makes the dream work, or so the saying goes, but there’s a lot more to building a team than hiring a few talented individuals. A strong and united team is essential for the growth of your business, but powerful teams don’t happen by accident. It’s vital that you invest time and effort into building a team that can propel your business towards success.

How to Build A Strong and Successful Team
May 31, 2023
Financial Health, Cashflow
Karen Woller
Why It’s Important to Separate Your Personal ...

Separating your personal and business finances is a must for any new business owner.

Why It’s Important to Separate Your Personal and Business Finances
May 24, 2023
Financial Health, Business Growth
Karen Woller
7 Warning Signs Your Business is in Financial ...

Recognizing the warning signs of financial distress is crucial for a business's survival. Our latest blog covers the top seven red flags and actionable solutions.

7 Warning Signs Your Business is in Financial Distress
Karen Woller
March 18, 2020
Small Business, Cashflow

COVID-19 - Economic Support Package

Karen Woller
March 18, 2020
Small Business, Cashflow
COVID-19 - Economic Support Package

The Government has announced their economic support package for the NZ economy with the intention being to provide short-term stimulus to the economy while supporting the necessary isolation measures to slow the spread of COVID-19.

Karen Woller
January 31, 2020
Mindset

Start your year off in the performance zone

Karen Woller
January 31, 2020
Mindset
Start your year off in the performance zone

Are you comfy hanging out in your ComfortZone? Want to remain competitive and not be outperformed? Stretch out of your Comfort Zone and into your PerformanceZone. Just don’t stretch so far you end up in the Danger Zone!

Karen Woller
December 27, 2019
Small Business

Become a Digital Business – Future proof your Tech

Karen Woller
December 27, 2019
Small Business
Become a Digital Business – Future proof your Tech

Have you got the right tools in your small business? Review your systems and processes and identify your key business needs. We can help you choose the perfect mix of software tools to boost efficiency and profitability.

Tagged: Technology, Automation

Karen Woller
December 13, 2019
Tax

Client and Staff Gifts

Karen Woller
December 13, 2019
Tax
Client and Staff Gifts

If you provide a gift to a client or employee, depending on the type of gift, it may be completely deductible or 50% deductible.

Tagged: Gifts

Karen Woller
December 6, 2019
Tax

Entertainment - What can you claim?

Karen Woller
December 6, 2019
Tax
Entertainment - What can you claim?

We thought it was a great time to provide everyone with a refresh on what you can claim in terms of entertainment provided for your team, clients or any other business contacts.

Tagged: Entertainment

Karen Woller
November 29, 2019
Mindset, Cashflow

Holiday Cashflow for your Business

Karen Woller
November 29, 2019
Mindset, Cashflow
Holiday Cashflow for your Business

Leading up to the holiday period, is your business cash flow in good health to carry you through? This time of year can be hard on small business. Make a plan early to ensure healthy cashflow over the holidays.

Karen Woller
November 22, 2019
Cashflow

Get Paid Faster

Karen Woller
November 22, 2019
Cashflow
Get Paid Faster

Don’t procrastinate on the collection of your debtors! The longer you leave it, the harder it becomes to get paid.

Karen Woller
November 15, 2019
Planning, Cashflow

Planning for Seasonal Dips in Income

Karen Woller
November 15, 2019
Planning, Cashflow
Planning for Seasonal Dips in Income

Struggling with seasonal dips and poor cashflow? We’ll help you identify the timing of your seasonal downtime, and create a strategy for stabilising your income and cashflow across the year.

Tagged: Financial Forecast

Karen Woller
November 8, 2019
Business Growth, Planning

Are you playing the business growth game?

Karen Woller
November 8, 2019
Business Growth, Planning
Are you playing the business growth game?

What’s your business growth looking like and where were you 12 months ago compared to today? Growth doesn’t need to mean more risk, more hours and more headaches.

Tagged: Business Improvement, Financial Forecast, Accountability

Karen Woller
November 1, 2019
Cashflow

Boost your Cashflow

Karen Woller
November 1, 2019
Cashflow
Boost your Cashflow

Cashflow is the lifeblood of your business. It's also the most common cause of stress.

Tagged: Financial Awareness

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